Sample Reasoning Practice Paper for PO

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General Awareness Practice Sample Peper for Clerical and PO Papers

Q1. Fixed Deposit also called as .........?
(1) Term Deposit (2) Steer Deposit (3) Validity Deposit (4) No Cancel Deposit (5) Inter Deposit

Q2. Credit Creation means .........?
(1) giving loans after cancellation of old loan (2) giving more and more loans to BPL families
(3) to expand deposits through expanding their loans and advances
(4) to provide more loans to government employees without rate of interest (5) All of above

Q3. The best alternative banking service to branch banking to be the part of Financial Inclusion?
(1) Establishment of small branches (2) Setup ATMs
(3) Issuing of ATM cards (4) Giving Credit Cards (5) Mobile banking

Q4. Central Bank of India has tie up with .......... to promote vocational training amongst the youth.
(1) National Skill Deemed Corporation (NSDC) (2) National Steamed Development Corporation (NSDC)
(3) National Skill Development Corporation (NSDC) (4) Notional Skill Development Corporation (NSDC)
(5) None

Q5. Overdraft facility means .........?
(1) bank account holders to have a facility to take draft having denomination more than the minimum balance they maintain
(2) facility that allows bank to charge more draft charges if they issue drafts having more value than Rs.1,00,000
(3) the account holder can take more than one draft in a day in the same branch by paying few charges
(4) rural Banks can take more loan than allowed by the RBI from world bank in the month of March every year
(5) facility that allows bank account holders to have a negative balance on their bank accounts and pay rate of interest on the excess amount used

Q6. Which among the following measures can not be taken by the government to tackle the inflation?
(1) Financing the areas, where the production of the goods is less (2) Fixing the MRP of major products to be bought
(3) Asking RBI to mint the new currency (4) Banning the export of goods (5) None

Q7. Increase in deposit rate results .........?
(1) lower savings (2) lower investments (3) increase bank branches (4) increase savings (5) none
Q8. Under Marginal Standing Facility ( MSF) the banks are allowed to borrow up to one percent of their total ......... ?
(1) Deposit base (2) Lending (3) Equity (4) Margins (5) NPA

Q9. After ONGC, IOC, SAIL and NTPC ......... got Maharatna status?
(1) CIL (2) BHEL (3) BP (4) RIL (5) RBI

Q10. Gangadhar Pradhan is an exponent in ......... dance?
(1) Kuchipudi (2) Kathak (3) Bihu (4) Bharata Natyam (5) None

Q11. ......... is used in the banking terminology?
(1) Stock (2) Bear (3) Listing (4) Open Market Operations (5) Settlement Day

Q12. Current Account details are given. Pick the wrong one?
(1) Generally the businessman having the more transactions opt this account
(2) No rule is there to prohibit to allow the individual to take this account
(3) The highest rate of interest paid on this account compare to other accounts
(4) Any number of transactions can be done (5) No interest or least interest is paid on this account

Q13. Appreciation of money means .........
(1) A hike in the price of money due to general fall in the price level.
(2) A hike in the price of money due to general increase in the price level.
(3) A reduction in the price of money due to general fall in the price level.
(4) Absence of the price of money due to general fall in the price level. (5) None

Q14. A Peak of Lies written by ......... ?
(1) Urmila Deshpande (2) Karan Singh (3) Kushwant Singh (4) Chetan Bhagath (5) R.K.Narayan

Q15. In the given list of the days which is wrongly matched one?
(1) 31 May- World No Tobacco Day (2) 13 April- Jallianwallah Bagh Massacre Day
(3) 24 March - World TB Day (4) 2 April- All Fools Day (5) None

Q16. Find the wrong abbreviation?
(1) CVC-Central Vision Commission (2) CEC- Central Election Commission
(3) CAG-Comptroller and Auditor General (4) IBA-Indian Banks' Association
(5) IBPS-Institute of Banking Personnel Selection

Q17. ICC committee recommended the most controversial DRS in all cricket international matches in the coming days. DRS means......... .?
(1) Decision Roll System (2) Decision Revision System, (3) Deal Review System, (4) Decision Review System, (5) Dual Revision System

Q18. The Financial Literacy includes ..........?
(1) How to use the limited funds carefully (2) How to invest the funds (3) How to minimize the risk arisen
(4) How to reinvest the money earned (5) All of above

Q19. Which of the following is not amongst the core industries/sectors ?
(1) Coal (2) Service sector (3) Crude oil (4) Power (5) Steel

Q20. ‘FBTR’ is a term/abbreviated name related to the area of—
(1) Nuclear Power (2) Agriculture (3) Economy (4) Medical Science (5) Sports

Q21. N. K. P. Salve Challenger Series is a tournament associated with which of the following games ?
(1) Hockey (2) Football (3) Cricket (4) Lawn Tennis (5) Badminton

Q22. ‘Irani Trophy’ is associated with—
(1) Hockey (2) Badminton (3) Football (4) Lawn Tennis (5) Cricket

Q23. ‘‘The Bridge–The Life and Rise of Barack Obama’’, is a book written by—
(1) Cynthia Tucker (2) Sarah Palin (3) Barbara Walters (4) Michelle Obama (5) David Remnick

Q24. Human Rights Day is observed on which of the following dates ?
(1) December 15^th (2) December 20^th (3) December 10^th (4) November 15^th (5) November 20th

Q25. Which of the following terms is not used in the field of banking and finance ?
(1) Blue chip companies (2) Commercial paper (3) Hedge (4) Premium Bonds (5) Wobbe Index

Q26. Which of the following prizes/award is not given for excellence in literature ?
(1) Murtidevi Award (2) Arjuna Award (3) Vyas Samman (4) Pulitzer Prize (5) Saraswati Samman

Q27. Which of the following schemes is not launched by the Govt. of India ?
(1) Mid Day Meal Scheme (2) Rural Health Mission (3) Programme for Control of Blindness (4) Jeevan Anurag, (5) ASHA

Q28. Which of the following is a famous Pharma Company in India ?
(1) HCL (2) BPCL (3) IDPL (4) Infosys Technology (5) Grasim Industries

Q29. The Largest commercial bank in India?
(1) RBI (2) SBI (3) ICICI Bank (4) PNB (5) HDFC Bank

Q30. The origin of the State Bank of India goes back to the first deca-de of the nineteenth century with the establishment of?
(1) Bank of Calcutta (2) Bank of Bengal (3) Bank of Bombay, (4) Bank of Madras (5) None

Q31. Which bank came into existence in 1921 when three banks namely Bank of Bengal(1806), Bank of Bombay (1840) & Bank of Madras(1843) were reorganized and amalgamated to form a single banking entity?
(1) Imperial Bank of India (2) State Bank of India (3) Reserve Bank of India (4) Punjab National Bank (5) None

Q32. SBI act was passed in Parliament in?
(1) 1935 (2) 1949 (3) 1955 (4) 1969 (5) 1980

Q33. The State Bank of India was constituted on?
(1) 1 April 1935 (2) 1 January 1949 (3) 1 July 1955 (4) 1 September 1956 (5) None

Q34. At present, the number of associate banks of SBI?
(1) 5 (2) 6 (3) 7 (4) 8 (5) None

Q35. Which bank was merged with SBI in 2008?
(1) State Bank of Travancore (2) State Bank of Patiala (3) State Bank of Mysore
(4) State Bank of Indore (5) State Bank of Saurashtra

Q36. Which bank was merged with SBI in 2010?
(1) State Bank of Travancore (2) State Bank of Patiala (3) State Bank of Mysore
(4) State Bank of Indore (5) State Bank of Saurashtra

Q37. The first associate bank of SBI?

(1) State Bank of Travancore (2) State Bank of Patiala (3) State Bank of Mysore
(4) State Bank of Indore (5) State Bank of Hyderabad

Q38. SBI Life Insurance is a joint venture between State Bank of India and?
(1) ABN Amro Bank (2) Deutsche Bank (3) Life Insurance Corporation (LIC)
(4) American International Group (AIG) (5) BNP Paribas Assurance

Q39. SBI General Insurance is a joint venture between State Bank of India and?
(1) American International Group (AIG) (2) Insurance Australia Group (IAG)

(3) BNP Paribas (4) General Insurance Corporation (5) None

Q40. SBICI Bank (a Private Sector Bank) is wholly owned subsidiary of?
(1) ICICI Bank (2) HDFC Bank (3) RBI (4) IDBI Bank (5) None

Q41. The government passed the State Bank of India (Subsidiary Banks) Act in?
(1) 1934 (2) 1949 (3) 1955 (4) 1959 (5) None

Q42. Which of the following taglines is not associated with SBI?
(1) With you all the way (2) Pure banking nothing else (3) The Banker to every Indian
(4) The Nation banks on us (5) India's International Bank

Q43. Which bank became the State Bank of India in 1955?
(1) General Bank of India (2)Bank of Hindustan (3) Imperial Bank of India (4) Federal Bank of India, (5) None

Q44. Which of the following pairings is not correct? (Banks & Head Offices)?
(1) State Bank of Bikaner & Jaipur – Jaipur (2) State Bank of Hyderabad - Hyderabad
(3) State Bank of Mysore – Mysore (4) State Bank of Patiala - Patiala
(5) State Bank of Travancore - Thiruvananthapuram

Q45. Which of the following banks is/are 100 per cent owned by SBI?
(1) State Bank of Travancore (2) State Bank of Hyderabad and State Bank of Patiala
(3) State Bank of Mysore (4) State Bank of Bikaner and Jaipur
(5) State Bank of Indore and State Bank of Saurashtra

Q46. The largest Associate Bank of State Bank of India?
(1) State Bank of Hyderabad (2) State Bank of Bikaner and Jaipur
(3) State Bank of Mysore (4) State Bank of Patiala (5) State Bank of Travancore

Q47. Which of the following rural banks is sponsored by State Bank of India?
(1) Andhra Pragathi Grameena Bank (2) Andhra Pradesh Grameena Vikas Bank
(3) Deccan Grameena Bank (4) Chaitanya Godavari grameena Bank (5) None

Q48. Which among the following acquired the RBI's stake in SBI in 2007?
(1) IDBI Bank (2) ICICI Bank (3) Government of India (4) Life Insurance Corporation (5) None

Q49. SBI Card is a joint venture between State Bank of India and
(1) Standard Chartered (2) Hongkong and Shanghai Banking Corporation(HSBC)
(3) ABN Amro Bank (4) BNP Paribas (5) GE Capital

Q50. The Commercial Bank of India LLC, Moscow, a 60:40 joint venture of the State Bank of India and?
(1) Punjab National Bank (2) Corporation Bank (3) Bank of India (4) Canara Bank (5) Central Bank of India

General Awareness: 1)1, 2)3, 3)5, 4)3, 5)5, 6)3, 7)4, 8-1, 9-1, 10-2, 11-4, 12-3, 13-1, 14-1, 15-4, 16-1, 17-4, 18-5, 19- (5), 20- (1), 21- (3), 22 (5), 23 (5), 24 (3), 25 (5), 26 (2), 27 (5), 28 (3), 29-2, 30- 1, 31-1, 32-3, 33-3, 34-1, 35-5, 36-4, 37-5, 38-5, 39-2, 40-5, 41-4, 42-5, 43-3, 44-3, 45-2, 46-1, 47-2, 48-3, 49-5, 50-4,

English Sample Practice Paper for IBPS CWET PO CODE 35

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VISVESHVARAYA GRAMEENA BANK RECRUITMENT

VISVESHVARAYA GRAMEENA BANK 

(Vijaya Bank Sponsored, Govt owned Scheduled Bank ),Head office: VIDYANAGAR, P.B.No 41, MANDYA – 571401

Online Applications are Invited from Indian Citizens for appointment as Assistant Managers (Officer Scale-I) (Junior Management) and Office Assistants(Multipurpose)

• Officer Junior Management (Scale I): 7 Posts
• Office Assistant (Multipurpose): 15 Posts

Last Date to Apply: 30-08-2011

Age: 18-28 Years

Application Fee: Rs .300 + 50(Postage) for General/OBC. For SC/ST/PC Only Rs.50(Postage) to be paid in any Vijaya Bank Centre

Download Fee Payment challan here

Selection Process: Written test, Interview

Tenative Test Dates:          Officer Scale-I : 16-10-2011                     Office Assistant : 23-10-2011

Test Centre:Mandya

How to Apply: 

Please find complete details and Apply Online here: http://www.vgbank.in/VG%20Bank/recrutment.htm

Pragathi Gramin Bank (PGB) Recruitment

Pragathi Gramin Bank (PGB)  inviting applications for the recruitment of Office Assistants & Officers

Position- Vacancies – Payscale:
Office Assistant – 64 posts – Rs.11506 /month
Officer (scale II) – 32 posts – Rs.30904 /month
Officer (scale III) – 3 posts – Rs.40940 /month

Dates: Online registration of applications – 17.08.2011 to 16.09.2011

Written examination – 30.10.2011 (assistant) & 13.11.2011 (officer)

Eligibility conditions for Office assistant post,
* Age to be within 18 - 28 yrs as on 1.07.2011
* Should have completed degree or equivalent, as on 31.12.2011
* Be able to read/ write & speak in Kannada language
* Applicant must be resident of Karnataka


Selection process involves Objective test for 200 marks followed by Interview for shortlisted candidates.In addition to negative marks for each wrong answer in written test, it is necessary to secure atleast 40% marks to qualify for Interview.

Application: Fee of Rs.350(Gen/OBC) or Rs.50(SC/ST) can be paid at any Canara bank branch with the payment challan before September 16.After payment receipt is obtained, proceed to apply online at pgbankho.in

Candidates looking to apply for Pragathi Gramin Bank recruitment can download the notice from the bank website for further details

Full Complete Sample Practice Paper for IBPS PO in English

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Full Complete Practice Paper for IBPS PO in English

This paper is in PDF so that figures/format do not change.


http://www.ziddu.com/download/16046323/PRACTICEPAPERS6POIBPSCWTPO.pdf.html

Sample Reasoning Practice Paper for IBPS CWT PO 3 PP8

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General Awareness Sample Practice Peper for Clerical and PO Papers

1. Which of the following terms is used in Banking Field ?
(1) Interest Rate Swap, (2) Input Devices, (3) Sedimentary, (4) Zero Hour, (5) Privilege Motion

2. On which one of the following issues can SEBI penalize any company in India ?
1. Violation of Banking Regulation Act. 2. Violation of foreign portfolio investment guidelines.
3. For violation of Negotiable Instrument Act.
(1) Only 1 , (2) All 1, 2 and 3, (3) Only 1 and 2, (4) Only 2 and 3, (5) Only 2

3. In opinion of the RBI, which one of the following is/are a threat to the smooth functioning of Indian Companies ?
1. Rising input costs., 2. High interest rates., 3. Inflation only.
(1) Only 1, (2) Only 2, (3) Only 1 and 2, (4) Only 3, (5) All 1, 2 and 3

4. Expand the term ALM as used in Banking/Finance sector ?
(1) Asset Liability Mismatch, (2) Asset Liability Maturity, (3) Asset Liability Management
(4) Asset Liability Manpower , (5) None

5. Who amongst the following is the author of the book ‘Half a Life’ ?
(1) Mark Tully, (2) Deepak Chopra, (3) Chetan Bhagat, (4) Ved Mehta, (5) V. S. Naipaul

6. In which one of the following states, village level marketing platform has been set up for the first time in the country ?
(1) Haryana, (2) Maharashtra, (3) Gujarat, (4) Bihar, (5) Kerala

7. Who amongst the following has asked banks to adopt ‘six step’ approach to prevent diversion of funds by the companies ?
(1) Company Registrar, (2) SEBI, (3) RBI, (4) AMFI, (5) All of these

8. Who is Nicolas Sarkozy ?
(1) French Prime Minister, (2) French President, (3) Russian Prime Minister, (4) Russian President, (5) None

9. Through which one of the following sources domestic funds are raised by Companies ?
1. IPO only, 2. FPO only, 3. Commercial papers.,
(1) Only 3 , (2) All 1, 2 and 3, (3) Only 1 and 3, (4) Only 1, (5) Only 1 and 2

10. What are teaser loan rates charged by banks ?
(1) Fixed rate of interest charged by banks, (2) Floating rate of interest charged by banks
(3) Rate of interest in the initial period is less and goes up subsequently
(4) Rate of interest in the initial period is more and it goes down subsequently, (5) None

11. Expand the term CCEA as used in administrative circles—
(1) Cabinet Committee on External Affairs, (2) Cabinet Committee on Economic Affairs
(3) Cabinet Council on External Affairs , (4) Cabinet Council on Economic Affairs, (5) None

12. With which one of the following games, Baichung Bhutia is associated ?
(1) Hockey, (2) Golf, (3) Kabaddi, (4) Football, (5) Tennis

13. What the full form of the term LIBOR as used in financial banking sectors ?
(1) Local Indian Bank Offered Rate, (2) London-India Bureau of Regulations
(3) Liberal International Bank Official Ratio , (4) London Inter Bank Offered Rate, (5) None

14. Expand the term FSDC which is used in financial sectors ?
(1) Financial Security and Development Council, (2) Financial Stability and Development Council
(3) Fiscal Security and Development Council , (4) Fiscal Stability and Development Council, (5) None

15. According to US Department of Agriculture, which one of the following countries in the world is the largest producer of dairy products ?
(1) Australia, (2) USA, (3) China, (4) Norway, (5) India

16. With which one of the following games is ‘Tiger Woods’ associated ?
(1) Golf, (2) Swimming, (3) Tennis, (4) Table Tennis, (5) Badminton

17. For which one of the following States, centre has appointed interlocutors ?
(1) H.P., (2) J & K, (3) Nagaland, (4) Manipur, (5) None

18. Expand the term GSLV—
(1) Geosynchronous Satellite Launch Vehicle, (2) Global Satellite Launch Vehicle
(3) Geosynchronous Station Launch Vehicle , (4) Global Station Launch Vehicle, (5) None

19. With which one of the following sports, the name of Parupalli Kashyap is associated ?
(1) Chess, (2) Tennis, (3) Badminton, (4) Athletics, (5) None

20. Which of the following terms is used in cricket ?
(1) Centre forward, (2) Goal, (3) Love, (4) LBW, (5) Bull’s eye

21. With which one of the following activities, Golden Globe Awards are associated ?
(1) Journalism, (2) Social work, (3) Peace initiatives, (4) Films, (5) None

22. ‘Goodbye Shahzadi’ is a book written by—
(1) Shyam Bhatia, (2) Ashok Mehta, (3) Janardhan Thakur, (4) Arun Gandhi, (5) None

23. With which one of the following sports, Narain Karthikeyen is connected ?
(1) F–1, (2) Tennis, (3) Badminton, (4) Table Tennis, (5) Snooker

24. In which one of the following States, Sabari mala temple is located ?
(1) Tamil Nadu, (2) A.P., (3) Kerala, (4) Karnataka, (5) None

25. Which one of the following will set up core banking infrastructure for rural banks ?
(1) RBI, (2) NABARD, (3) SIDBI, (4) IBA, (5) None

26. Who is Robert Zoelick ?
(1) IMF Chief, (2) World Bank President, (3) ADB President, (4) Chief UNIDO, (5) None

27. Mehbooba Mufti belongs to which one of the following political parties ?
(1) National Conference, (2) PDP, (3) NCP, (4) Janta Dal, (5) None

28. Fixed Deposit also called as .........?
1) Term Deposit, 2) Steer Deposit, 3) Validity Deposit, 4) No Cancel Deposit, 5) Inter Deposit

29. Expand CDSL .........?
1) Central Deposit Source Limited, 2) Central Deposit Signal Limited
3) Central Depository Services Loyalty, 4) Central Dena Services Limited
5) Central Depository Services Limited

30. Credit Creation means .........?
1) giving loans after cancellation of old loan, 2) giving more and more loans to BPL families
3) to expand deposits through expanding their loans and advances
4) to provide more loans to government employees without rate of interest, 5) All of above

31. The best alternative banking service to branch banking to be the part of Financial Inclusion?
1) Establishment of small branches, 2) Setup ATMs, 3) Issuing of ATM cards
4) Giving Credit Cards, 5) Mobile banking

32. Central Bank of India has tie up with .......... to promote vocational training amongst the youth.
1) National Skill Deemed Corporation (NSDC), 2) National Steamed Development Corporation (NSDC)
3) National Skill Development Corporation (NSDC), 4) Notional Skill Development Corporation (NSDC), 5) None

33. Overdraft facility means .........?
1) bank account holders to have a facility to take draft having denomination more than the minimum balance they maintain
2) facility that allows bank to charge more draft charges if they issue drafts having more value than Rs.1,00,000
3) the account holder can take more than one draft in a day in the same branch by paying few charges
4) rural Banks can take more loan than allowed by the RBI from world bank in the month of March every year
5) facility that allows bank account holders to have a negative balance on their bank accounts and pay rate of interest on the excess amount used

34. Which among the following measures can not be taken by the government to tackle the inflation?
1) Financing the areas, where the production of the goods is less, 2) Fixing the MRP of major products to be bought
3) Asking RBI to mint the new currency, 4) Banning the export of goods, 5) None

35. International events given. Pick the wrong one?
1) India helps Nepal in the election management, 2) Newzeland prime minister John Key visited India
3) South Korea signed civil nuclear cooperation agreement with India
4) Ollanta Humala won Mexico presidential election
5) World's longest sea bridge of 36.48 km across the mouth of the Jiaozhou Bay in eastern Shandong Province, in Chin

36. The country's first-ever socio-economic and caste Census to identify people living below poverty line (BPL) started on Jun 29, 2011 at tribal village of Sankhola of .........?
1) Maharashtra, 2) Andhra Pradesh, 3) Jammu, 4) Bihar, 5) Tripura

37. Increase in deposit rate results .........?
1) lower savings, 2) lower investments, 3) increase bank branches, 4) increase savings, 5) none

38. Banks giving the lowest lending in the ......... Part of India.
1) Central, 2) North Eastern, 3) Southern, 4) Western, 5) Northern

39. ......... is a good step if RBI to stop the Capital Outflows and contain the currency depreciation?
1) increase the bank license fee, 2) restricting customers not to use other ATM
3) decrease the interest rates, 4) increase the interest rates, 5) None

40. ......... bank is not a foreign bank?
1) HSBC, 2) IDBI, 3) ANZ, 4) SCB, 5) ICBC

41. Plastic Card of the banks do not include .........?
1) Passport issued by Indian Government, 2) Credit Card issued by SBI, 3) Debit Card issued by ICICI
4) Pre-Paid Card issued by HSBC, 5) ATM Card issued by foreign Banks

42. Authors and Books given. Pick the wrong combination?
1) Straight from the Heart -Bradman, 2) Sunny Days - Gavaskar
3) If Cricket is a Religion, Sachin is God - Vijay Santhanam
4) Wide Angle - Anil Kumble, 5) Standing My Ground - Mathew Hayden

43. Sagar Prahari Bal is the .........
1) India war ship, 2) Indian Sea watching agency, 3) Indian missile water to water, 4) Indian Sea prote ction force
5) President of India ship
44. Many a time we read in newspapers that some big banks have revised their lending rates to make them dearer or cheaper. Though the decision to raise the lending rates is always in the hands of the banks, normally they announce this decision of theirs
(1) immediately after the Union Budget is presented in the Lok Sabha every year.
(2) when the RBI makes changes in its policy rates.
(3) when the Monetary and Credit Policy of the RBI is reviewed periodically.
1) Only A    , 2) Only B    , 3) Only C, 4) Only B & C    , 5) All A, B & C

45.  As a policy to boost the agricultural sector in the country, the Govt of India has taken several special measures over the years Which Of the following cannot be considered a measure/measures which will have a direct impact(s) on the agricultural sector?
A. Setting up of a National Food Processing Bank
B. Opening irrigation, sanitation and water projects for development under public-private participation
C. Efforts to bring down fiscal deficit to 5.5 percent level of GDP
1) Only A    , 2) Only B    , 3) Only C, 4) Only A & B    , 5) All A, B & C

46. As we all know, the rate of MAT has been increased from the present 15% to 18% with effect from Apr 2010. What is the full form of MAT?
1) Maximum Alternate Tax, 2) Minimum Alternate Tax, 3) Minimum Affordable Tax
4) Maximum Affordable Tax , 5) None
47.  Many times we read in newspapers that several companies are adopting the FCCBs route to raise capital. What is the full form of FCCBs?
1) Foreign Currency Convertible Bonds, 2) Foreign Convertible Credit Bonds
3) Financial Consortium & Credit Bureau, 4) Future Credit & Currency Bureau, 5) None

48. Which of-the following is an innovative mechanism adopted by banks to meet the targets fixed for lending to priority sector by the Banks?
1) Buying & Selling of Priority Sector Lending Certification., 2) Sale of Kisan Vikas patra
3) Inter Bank Participation Certificates , 4) Adoption of Core Banking Solution , 5) None
49. Which of the following is NOT a bank or finance company?
1) Barclays    , 2) BNP Paribas, 3) Lufthansa     , 4) HSBC, 5) All are banks/finance companies.

50. The Indian Railways is in the process of purchasing Bullet Train Technology from which of the following nations?
1) France    , 2) China    , 3) Japan, 4) Russia    , 5) Spain
General Awareness Answers: 1- (1), 2-(5), 3- (5), 4 (3), 5- (5), 6- (3), 7- (3), 8- (2), 9- (4), 10- (3), 11- (2), 12- (4), 13- (4), 14- (2), 15- (5), 16- (1), 17- (2), 18- (1), 19- (3). 20- (4), 21- (4), 22- (1), 23- (1) , 24- (3), 25- (2) , 26- (2), 27- (2), 28-1, 29-5, 30-3, 31-5, 32-3, 33-5, 34-3, 35-4, 36-5, 37-4, 38-2, 39-4, 40-2, 41-1, 42-1, 43-4, 44 (4), 45 (3), 46 (2), 47 (1), 48 (4), 49 (3), 50 (3)

Numerical Ability Sample Practice Paper for CWT IBPS PO PP8

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English Practice Paper CWET IBPS PO

ENGLISH LANGUAGE
Directions (Q.1-15): Read the following passage carefully and answer the questions given below-it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

There are various sectors in India that are to be assessed - for their strengths, weaknesses, opportunities and threats. The total population is over 1 billion, which will increase to 1.46 billion by 2035 to cross China. The huge population will result in higher unemployment and deterioration of quality, Literacy in India is yet another factor to be discussed. According to the 1991 Census, 64.8% of the population was illiterate. The major downtrend of education is due to child labour, which has spread all over India, and this should be totally eradicated by way of surveillance and a good educational system implemented properly by the Government.
Pollution is one more threat to the environment and for the country's prospects. This has been experienced more in urban areas, mainly in metropolitan cities. The water pollution by the sewage seepage into the ground water and improper maintenance will lead to various diseases, which in turn will affect the next generation. In most of the cities there is no proper sewage disposal. The Government has to take effective steps to control population, which, in turn, will minimize the pollution.
Poverty questions the entire strength of India's political view and minimises the energetic way of approach. The shortfall of rains, enormous floods, unexpected famine, drought, earthquake and the recent tsunami hit the -country in a negative way. The proactive approach through effective research and analytical study helps us to determine the effects in advance. Proper allocation of funds is a prerequisite. In developed countries like the US and Japan, precautionary methods are adopted to overcome this, but it has to be improved a lot in our systems.
Increased population is one of the major reasons for poverty and the Government is unable to allocate funds for basic needs to the society. India has nearly 400 million people living below the poverty line and 90% of active population is in informal economy. The children are forced to work due to their poverty and differential caste system. They work in match industry for daily wages, as servants, mechanics, stone. breakers, agricultural workers, etc. To prevent child   labour existing laws which favour the Anti Child Labour Act should be implemented by the Government vigorously.
More population results in cheap cost by virtue of the demand-supply concept. Most of the foreign countries try to utilise this factor by outsourcing their business in India with a very low capital. According to the US, India is a “knowledge pool" with cheap labour. The major advantage is pur communication and technical skill, which is adaptable to any environment. The cutting-edge skill in IT of our professionals helps the outsourcing companies to commensurate with the needs of the consumers in a short span. The major competitors for India are China and Philippines and by the way of an effective communication and expert technical ability, Indians are ahead of the race. The major metropolitan states are targeting the outsourcing field vigorously by giving various amenities to the outsourcing companies like tax concession, allotting land, etc, to start their businesses in their cities without any hurdles. Thereby most of the MNCs prefer India as their destinations and capitalise the resources to maximise their assets. Infrastructure is another key factor for an outsourcing company to start a business in a particular city. It includes road, rail, ports, power and water. The increased input in infrastructure in India is very limited where China's record is excellent.
India in earlier days gave more importance to the development of Industry and less importance to other departments. But the scenario has quite changed nowadays by allocating a special budget of funds for security. This is because of the frightening increase in terrorism all around the world, especially emerging after the 9/11 terror attack in the US. In the last ten years, budget towards the development of military forces is higher when compared to others. It shows that the threat from our neighbouring countries is escalating. India has to concentrate more on this security factor to wipe out the problem in the way of cross-border terrorism.
Making India a developed country in 2020 is not an easy task. India has to keep in check a variety of factors in order to progress rapidly. To quote China as all example is that they demolished an old building to construct a very big port to meet future demands, but India is still waiting for things to happen. The profits gained by India through various sectors are to be spent for the development and welfare of the country. India's vision for a brighter path will come true not only by mere words or speech, but extra effort is needed at all levels to overcome the pitfalls.
1. Which of the following is/are the facility (ies) available to MNCs investing in India?
(A) Easy availability of land (B) Better infrastructure than China (C) Tax concessions
1) Only (C), 2) All (A) , (B) and (C), 3) Only (A) and (B), 4) Only (A) and (C), 5) None of theseAns: (4)

2. Which of the following ,according to the author, is a result of poverty in India?
1) Lack of a robust security system 2) Child labour and the resulting dearth of educated youth
3) Floods, famines and other calamities 4) Rapid increase in population
5) None of theseAns: (5)
3. How, according to the author, can the effects of floods, famines, droughts etc be minimised?
1) By limiting pollution, thereby reducing the chances of such event taking place
2) By educating the children about the ill – effects of such calamities who in turn will help during the time of need
3) By following the US system of providing relief to its citizens
4) By allotting proper funds for research which can predict the outcome of such calamities and thus design relief measures
5) None of these Ans: (4)
4. Why, according to the author, is India one of the favourite destinations for investment by outsourcing companies?
(A) Shorter response time for clients, (B) Better technical skills. (C) Availability of cheap labour.
1) Only (C), 2) All (A), (B) and (C), 3) Only (B) and (C), 4) Only (A) and (B), 5) Only (A)Ans: (3)

5. Which of the following is/are true in the context of the passage?
(A) India leads the way in the amount invested in the development of infrastructure.
(B) Political system in India is not influenced by poverty.
(C) Indian population would increase by approximately 50 per cent in the next twenty five years.
1) Only (A) and (B), 2) Only (B), 3) Only (C), 4) Only (B) and (C), 5) All (A) , (B) and (C)Ans: (3)
6. Which of the following, according to the author, is/are a result(s) of increased population in India?
(A) Pollution, (B) Poverty, (C) Unemployment
1) Only (A)        , 2) Only (A) and (B), 3) Only (B)        , 4) Only (A) and (C), 5) All (A) , (B) and (C) Ans: (5)
7. Why, according to the author, has the Indian Government allotted more funds to, strengthen the military forces?
1) To improve security in order to counter increasing terrorism.
2) As the security in India over the past ten years was grossly inadequate
3) As the US too has strengthened its military forces after the 9/11 attack
4) As the Industry is developed enough and is not in need of any more funds
5) None of these Ans: (1)
8. What is the author’s main objective in writing this passage?
1) To exhort the Government to garner support from its neighbouring countries
2) To suggest to the Government to follow China’s example blindly, thereby bringing about rapid development
3) To highlight the plight of the poor
4) To discuss the problem of child labour and suggest suitable remedies
5) To bring forth the problems associated with India’s development and to suggest measures to counter themAns: (5)
Directions (Q.9-12): Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used in the passage.
9. SURVEILLANCE: 1) spying             2) cameras           ,, 3) security, 4) observation   , 5) alertnessAns: (5)
10. PREREQUISITE: 1) result              , 2) association      , 3) necessity, 4) factor              , 5) mysteryAns: (3)
11. PROSPECTS: 1) assimilation, 2) demand, 3) future, 4) brochure        , 5) diagnosis  Ans: (3)
12. COMMENSURATE: 1) match             , 2) extracting , 3) contemplating, 4) request           , 5) employingAns: (1)
Directions (Q.13-15): Choose the word/group of words which is most opposite in meaning to the word/group of words printed in bold as used in the passage.
13. LIMITED: 1) abundant        , 2) complete         , 3) flowing, 4) inadequate     , 5) encompassing Ans: (1)
14. DIFFERENTIAL   : 1) solitude    , 2) homogeneous    , 3) synonymous, 4) unique    , 5) different Ans: (2)
15. VIGOROUSLY: 1) simply            , 2) regularly         , 3) roughly, 4) softly           , 5) lenientlyAns: (4)
Directions (Q.16-20): Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph; then answer the questions given below.

(A) With all the bid information being available and tracked online, corruption has considerably reduced.
(B) Today, most, ie over ninety-five per cent, households, in the city enjoy. broadband connection.
(C) All city contracts are now bid for online.
(D) Over twenty years ago the city government, Central Government and the private sector made a concerted effort to shift the economy to include IT.
(E) As our cities do expand and become more complex, such a system will make governance more manageable.
(F) This level of connectedness has changed not only the city's economy but also how it is governed and how business is conducted.
16. Which should be the FIRST sentence after rearrangement? l) A    2) B    3) C,4) D    5) EAns: (4)    
17. Which should be the SECOND sentence after rearrangement? 1) A    2) B    3) C,4) D    5) FAns: (2)
18. Whichshould be the THIRD sentence after rearrangement? 1) A    , 2) C    , 3) D, 4) E    , 5) F Ans: (5)
19. Whichshould be the FIITH sentence after rearrangement?  1) A    , 2) B    , 3) C, 4) D    , 5) E Ans: (1)

20. Which should be the LAST sentence after rearrangement? 1) B    , 2) C    , 3) D, 4) E    , 5) F Ans: (4)

Directions (Q.21-25): Which of the phrase 1), 2),3) & 4) given below should replace the phrase given in bold in the following sentence to make it meaningful and grammatically correct? If the sentence is correct as it is and no correction is required, mark 5) as the answer
21. Bank charge differently rate of interest depending on the size of the loan.
1) difference in rate of interests, 2) differently what rate of interest
3) different rates of interest, 4) the different rate of interestAns: (3)
22. It is necessary that we take any steps to reduce pollution soon.
1) we should take every, 2) we have taken no
3) us to take any, 4) we take some Ans: (4)
23. It is too early to say how the impact the new tax will have on investors.
1) what impact, 2) that the impact, 3) how much impacts, 4) what are the impacts of Ans: (1)
24. Kindly ask his advice regarding the various health insurance policies presently available.
1) him to advise that, 2) regarding his advise, 3) that he should advice, 4) about his advice Ans: (5)
25. Unfortunately many of our towns and cities do have more good transportation systems:
1) have a good                 , 2) not have good
3) not have much good    , 4) not having better Ans: (2)
Directions (Q.26-35): Read each sentence to find out whether there is any grammatical error or idioma tie error in it. The number of that part is the answer. If there is no error, the answer is 5). (Ignore errors of punctuations, if any.)
26. Some genuine issues exist /1 with the newly adopted /2 system and needs/3 to I be examined seriously. /4Ans: (3)
27. Whether or not to confront /1 them about their role /2 in the matter is a decision /3which is yet to take. /4 Ans: (4)
28. The government is still in the /1 process of finalized new/2 policy / guidelines for the allocation of land /3 to private sector organisations./4 Ans: (2)
29. According to government estimates /1at least four millions tonnes of sugar /2will have to be imported /3 this year because of a poor monsoon./4

Ans: (2)
3o. In our experience people usually /1 value things that they have to /2 payoff more than those that /3 they receive free of cost. /4

Ans: (3)
31. At present China is the /1 world's leader manufacture /2 of environment-friendly products /3 such as electric cars and bicycles. /4

Ans: (2)
32. Over eighty per cent from us /1 feel that if we had taken /2 Some corrective measures earlier /3 the crisis could have been averted. /4

Ans: (1)
33. The manager of that city branch /1 cannot handle it with the help of /2 only two personnel as /3 business has increased substantially/4

Ans: (3)
34. With the literacy rates in this /1 region as low as ten per cent /2 we need to encourage /3 local people to build schools. /4 Ans: (5)
35. While-providing such facilities/1 online makes it covenient  /2 and easily accessible for customers, /3 we face several challenges. /4Ans: (5)
Directions (Q.36-40): In each question below a sentence with four words printed in bold type is given. These are numbered as 1),2),3) and 4).•One of these four words printed in bold may be either wrongly spelt or inappropriate in the context of the sentence. Find out the word which is wrongly spelt or inappropriate if any. The number of that word is your answer. If all the words printed in bold are correctly spelt and also appropriate in the context of the sentence, mark 5), ie' All correct', as your answer.
36. The bank's fluctuating/1 performance over the prior/2 year has been a major/3 cause/4 for concern. All correct Ans: (2)
37. An economy relies/1 on its access to dependable/2 and affordable/3 sources of energy. All correct Ans: (5)
38. Researches have used data prevalent/1 to manufacturing companies to illustrate/2 the harmful/2 impacts/2 of technology on the environment. All correct Ans: (1)
39. Such a situation/1 is neither feasible/2 nor desirable/3 in a democratic country like ours/4. All correct Ans: (5)
40. The gradual/1 withdrawal/2 of such safety/3 mechanisims/4 will affect small and medium industries the most. Ans: (4)
Directions (Q.41-50): In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case. The world's climate has always changed and species have evolved accordingly to survive it. The surprising fact about the (41) between evolution and global warming (42) that it is not linear. (43) temperatures alone are not (44) of evolution. Evolution is also the (45) of seasonal changes. As the environment (46) those species which don't adapt (47) to exist . But the sheer (48) of manmade climate change today is (49). 'Bad things are happening' and by one (50) global warming could threaten up to one-third of the world's species if left unchecked. In fact; a lot of the species which will be able to survive are the ones we consider pests like insects and weeds.
41.  1) difference         ,        2) similarity,       3) argument         ,        4) relationship,       5) alliance             Ans: (4)
42.  1) being               ,            2) seems,       3) mainly            ,        4) besides,       5) is Ans: (5)
43.  1) However         ,        2) Mounted,        3) Rising             ,       4) Elevating,       5) IncliningAns: (3)
44.  1) means               ,        2) triggers,       3) responses         ,       4) threats,       5) stimulus Ans: (2)
45.  1) result                ,        2) precursor,       3) resistance        ,        4) cause,       5) provocationAns: (1)
46.  1) conserves         ,        2) stifles,       3) predicts           ,       4) changes,       5) emergesAns: (4)
47.  1) continue           ,        2) halt,        3) cease                ,        4) terminate,        5) discontinueAns: (3)
48.  1) luck                  ,      2) value,       3) collapse           ,       4) pace,       5) attentionAns: (4)
49.  1) threatened        ,       2) pursued,       3) unprecedented,       4) record,       5) debatedAns: (3)
50.  1) forecast                             ,       2) chance,       3) pattern                              ,       4) occasion,       5) imaginationAns: (1)