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Friday 27 April 2012

RBI Clerk English Sample Practice Paper- 54


RBI Clerk English Sample Practice Paper- 54


Dear Reader pls visit to the VIGYYAAPPANS also...........................


Directions—(Q. 1–10) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which fits the blank appropriately. Find out the appropriate word/phrase in each case.

“India lives in its villages,” said Mahatma Gandhi. Literally and from the social, economic and political …(1)…, the statement is …(2)… even today. Around 65% of the State’s population is living in rural areas. People in rural areas should have the same …(3)… of life as is …(4)… by people living in sub-urban and urban areas. Further, there are cascading …(5)… of poverty, unemployment, poor and inadequate infrastructure in rural areas on urban centres causing slums and …(6)… social and economic tensions manifesting in economic deprivation and urban poverty. Hence Rural Development, which is concerned …(7)… economic growth and social justice, improvement in the living standard of the rural people by providing adequate and quality social services and minimum basic needs, …(8)… essential. The present strategy of rural development mainly …(9)… on poverty alleviation, better livelihood opportunities, provision of basic amenities and infrastructure facilities …(10)… innovative programmes of wage and self-employment.

1. (A) controversies, (B) issues, (C) strata, (D) perspectives, (E) nuance
Ans: (D)

2. (A) truth , (B) valid, (C) major, (D) alive, (E) placid
Ans: (B)

3. (A) desire , (B) access, (C) quality, (D) span, (E) method
Ans: (C)

4. (A) asked, (B) gained, (C) administered, (D) enjoyed, (E) relaxed
Ans: (D)

5. (A) result , (B) consequence, (C) effects, (D) lines, (E) affects
Ans: (C)

6. (A) gathering , (B) ending, (C) aspects, (D) virtual, (E) consequential
Ans: (A)

7. (A) by , (B) with, (C) in, (D) on, (E) of
Ans: (B)

8. (A) becomes , (B) were, (C) are, (D) befalls, (E) turns
Ans: (A)

9. (A) symbolises , (B) talks, (C) attends, (D) favours, (E) focuses
Ans: (E)

10. (A) through , (B) of, (C) from, (D) along, (E) past
Ans: (A)
Directions—(Q. 11–15) Which of the phrases (A), (B), (C) and (D) given below each sentence should replace the word/phrase printed in bold in the sentence to make it grammatically correct ? If the sentence is correct as it is given and ‘No correction is required’, mark (E) as the answer.

11.
For the first time ever, a government advisory board asked scientific journals not to publish details of certain biomedical experiments.
(A) This is first time, (B) For the first ever time, (C) At the first time, (D) First time for
Ans: (A)

12. People living downstream would get 15–20 minutes to
run for their life if the dam bursts.
(A) run for their lives, (B) run at their life, (C) run after their lives, (D) run for life
Ans: (A)

13. The minister also claimed that all the formalities had been completed and it would be implemented
in immediate effects.
(A) immediately in affect, (B) with immediate effect, (C) to immediate effect, (D) immediately with effects
Ans: (B)

14. A meeting was convened in order to give SEZs a
new lease in life.
(A) new lease of life, (B) new leasing in life, (C) leased life, (D) newer lease on life
Ans: (A)

15. As group of lawyers
took violence while trying to stop another group from attending court.
(A) violent, (B) took to violence, (C) opted for taking of violence, (D) violently took
Ans: (B)
Directions—(Q. 16–20) Rearrange the following six sentences (1), (2), (3), (4), (5) and (6) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.
(1) This, thus, diminishes the effectiveness of these employees to motivate change.
(2) In this context of advocating behaviour change, it can be said that rural NGOs in India that depend on local population for employees face a limited labour pool who are as likely to be vulnerable to the traditional social pressures and therefore equally marginalized as their clients.
(3) It was found that employees indeed ‘walked the talk’ and their index of empowerment was related to their tenure in the NGO, thus disproving the theory of failure due to local employees.
(4) If NGO employees are advocating behaviour change for self-empowerment, such behaviour must also be modeled for successful transmission.
(5) A successful rural NGO in India that has received accolades for its work in empowerment and has succeeded despite having a major employee pool of locals was examined to established if the employees actually ‘walked the talk’.
(6) These pressures may cause a gap between what the employees may be trained to ‘preach’ and what they may ‘practice’.

16. Which of the following should be the
FIRST sentence after rearrangement ?
(A) 1, (B) 2, (C) 3, (D) 4, (E) 5
Ans: (E)

17. Which of the following should be the
SECOND sentence after rearrangement ?
(A) 6 , (B) 5, (C) 3, (D) 2, (E) 1
Ans: (C)

18. Which of the following should be the
THIRD sentence after rearrangement ?
(A) 1 , (B) 2, (C) 3, (D) 4, (E) 6
Ans: (B)

19. Which of the following should be the
FIFTH sentence after rearrangement ?
(A) 3 , (B) 2, (C) 6, (D) 4, (E) 5
Ans: (C)

20. Which of the following should be the
LAST (SIXTH) sentence after rearrangement ?
(A) 1 , (B) 2, (C) 3, (D) 4, (E) 5
Ans: (A)
Directions—(Q. 21–25) Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank which best fits the meaning of the sentence as a whole.

21. Police officials said that they..… a tip-off about the plan and …… to catch the gang.
(A) received – managed, (B) attempted – sprung, (C) sensed - tried
(D) got – caught, (E) rendered – pleased
Ans: (A)

22. Three rag-pickers who ………… missing from the dump yard are suspected to have been buried under the ……… of waste.
(A) are – bag, (B) went – mounds, (C) go – heaps, (D) is – tons, (E) since – rubble
Ans: (B)

23. The campaign was …. at creating awareness among the public ….. drug abuse.
(A) expected – to, (B) targeted – for, (C) meant – regarding, (D) aimed – about, (E) intended – on
Ans: (D)

24. The judge has ……… a ‘defiant’ assistant commissioner to one month jail for his deliberate …... of the court orders.
(A) ruled – infringement, (B) sent – action, (C) sentenced - violation
(D) auctioned – breach, (E) ordered – attempt
Ans: (C)

25. Fed up by official ………, the villagers repaired a road themselves which had been in dire straits for the ………… thirteen years.
(A) indifference – many, (B) entry – last, (C) apathy - past
(D) guidance – next, (E) lethargy – passed
Ans: (C)
Directions—(Q. 26–35) Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (E). (Ignore errors of punctuation, if any)

26. The Magician, who has been (A) / using his talent for make the public aware (B) / of various social issues, is confident (C) / that his mission would be a success. (D) No error (E)
Ans: (B)

27. Apart from the dance programmes, (A) / there will be training sessions for (B) / students from various schools in the city (C) / on a daily basis. (D) No error (E)
Ans: (E)

28. The government’s earnings (A) / through royalty, dividends and profit sharing (B) / have been steady rising (C) / over the years. (D) No error (E)\
Ans: (C)

29. In the afternoon, (A) / devotees organised a programme (B) / in which the name of the deity (C) / was chanted one lakh time. (D) No error (E)
Ans: (D)

30. Slick advertising campaigns, (A) / soaring gold prices and (B) / increasing purchasing power for consumers have (C) / helped develop a market for diamonds. (D) No error (E)
Ans: (C)

31. Despite of (A) / elaborate search operations, (B) / the police could find no trace (C) / of the missing girl. (D) No error (E)
Ans: (A)

32. The revelation comes (A) / at a time when (B) / women’s reservation is (C) / being deliberated upon. (D) No error (E)
Ans: (E)

33. The man was (A) / reportedly upset (B) / over his sister’s death (C) / about a fortnight behind. (D) No error (E)
Ans: (D)

34. The factory always emits (A) / a loud sound of hammering while (B) / operations of its machines generate a strong vibration, (C) / causing severely inconvenience to residents. (D) No error (E)
Ans: (E)

35. The society for animal welfare has (A) / urged people to keep an eye out (B) / for injured birds (C) / during the forthcoming festival. (D) No error (E)
Ans: (B)
Directions—(Q. 36–50) Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

Renewable Energy Technologies (RETs) have long been
recognised for their potential as environment friendly, versatile and sustainable energy alternatives for rural areas of India. However, despite efforts by the Ministry o f Non-conventional Energy Sources (MNES) and the India Renewable Energy Development Agency (IREDA), RETs have not yet succeeded as a major alternative source of energy in rural India. The programmes of MNES and IREDA designed to support small-scale distributed systems have relied on heavily subsidized credit, technology training and consumer awareness activities to stimulate the market for end-user finance for renewable energy systems for domestic use and a tiered set of capital and interest rate subsidies for water pumping in the agriculture sector. While end-users in some rural areas now have access to solar-powered lanterns or lights and biogas systems for their home, and agricultural operations are taking advantage of remarkable capital subsidies for solar energy to use for water pumping, the use of heavy capital and interest rate subsidies, and the focus on domestic use rather than on matching renewable energy technology applications with income enhancement opportunities have tied the success of these programmes to government budgets and political cycles limiting both the breadth and depth of development and penetration of projects that harness renewable energy resources.

In order of fully understand the barriers to the development of renewable energy enterprises/projects in rural India, we must review a few of the key characteristics of investments in renewable energy projects.

First, investments in renewable energy projects are relatively information and capital-intensive. The greater information intensity arises primarily from the need for more upfront information regarding the energy resource compared to conventional power projects. Renewable energy resource assessments, in most cases, need to be site-specific and preferably with data for a significant period of time. Renewable energy technologies are also more capital-intensive than conventional hydrocarbon ones because of the large upfront investment cost in generation equipment needed to utilize a ‘free’ or low-cost energy source. Due to the capital intensity, the financial
viability of such investments and projects is often more dependent on longer-term financing structures available at the outset of the project.

Second, individual renewable energy investments are generally smaller than those made in conventional power generation projects due to constraints on local resource availability. Local resource availability is in turn
limited by the low energy density of renewable energy resources. As extensive time and resources are necessary to catalogue the sitespecific resource availability before finacing can be considered, the technical and managerial know-how requirements and associated costs that occur prior to the project often represent a much larger percentage of project costs than in the case of conventional power projects.

Third, entrepreneurs developing small-scale renewable energy projects face the same business and financial risks associated with any enterprise. The viability of any enterprise depends on its ability to build a
business based on solid concepts and competencies in sound contexts that
mitigate those risks.

Considering the aforementioned characteristics, the key barriers to development of small-scale renewable energy projects are fourfold. First, rural entrepreneurs do not usually have the knowledge and expertise necessary to write business plans for projects that link renewable energy technologies with productive use of applications, to assess the rewards and risks of the project and estimate the costs to mitigate the associated risks. All of these are necessary inputs before a project is presented to a financier for investment. In addition, the negotiations with financiers may be
complex, involving concepts and approaches that are not familiar to the entrepreneur. Second, the paperwork and soft costs associated with identifying and obtaining access to financing for small and medium-scale projects is high relative to the financing needs. Without critical first-stage financing, most of the entrepreneurs interested in developing renewable energy projects will not be able to take the time away from normal business operations to implement renewable energy projects. Third, many of the renewable energy technologies are still relatively new to the market, so the commercial chains, networks, marketing and financial links, and other institutional structures that service traditional energy technologies are not in place to assist the entrepreneur even if she/he has the skills, know-how and capital. Fourth, given the ‘newness’, there is a limited availability of investment capital to finance the high upfront costs associated with the initial stages of developing a renewable energy project.

36. Which of the following is/are the small change/s visible in a few rural areas in terms of usage of RETs?
(1) Biogas systems are being used.
(2) People now use solar powered lights.
(3) Agricultural operations are now carried out by pumping. of water through the use of solar energy.
(A) Only 2 , (B) Only 1 and 3, (C) Only 3, (D) Only 1 and 2, (E) All 1, 2 and 3
Ans: (A)

37. Which of the following is/are the reason/s that the programmes implemented by IREDA and MNES have
not yet succeeded in making RETs the major alternative source of energy ?
(1) Focus on employment generation.
(2) Emphasis on industrial use of renewable energy.
(3) Interest rate subsidies linking these to Government budgets and political cycles.
(A) Only 2 , (B) Only 2 and 3, (C) Only 3, (D) Only 1 and 2, (E) All 1, 2 and 3
Ans: (C)

38. Which of the following is/are the problem/s faced by rural entrepreneurs in the development of small-scale renewable energy projects ?
(1) Lack of technical know-how to implement these projects.
(2) Lack of willingness amongst local for the implementation of such projects.
(3) Inability to deal with intricate details in interactions with financiers of renewable energy projects.
(A) Only 2 , (B) Only 1 and 2, (C) Only 3, (D) Only 1 and 3, (E) All 1, 2 and 3
Ans: (C)

39. Which of the following is possibly the most appropriate title for the passage ?
(A) Programmes to Implement Renewable Energy Projects in Rural Areas.
(B) Rural Renewable Energy Projects - The Barries
(C) The Benefits of Alternative Sources of Energy
(D) The Government and Renewable Energy Projects
(E) Taking Forward Renewable Energy Projects in India
Ans: (A)

40. Which of the following is/are the characteristic/s of investment in RETs ?
(1) There are a number of investors willing to invest readily invest in these projects.
(2) These demand more investment of capital over the conventional energy projects.
(3) These involve lesser risk as compared to the conventional energy projects.
(A) Only 1 and 3, (B) Only 1 and 2, (C) Only 2, (D) Only 2 and 3, (E) All 1, 2 and 3
Ans: (C)

41. Why are renewable energy projects termed information-intensive ?
(1) The information on resources required by these projects is specific in terms of the location as well as the time period.
(2) Very little information about renewable energy is available for the implementation of these projects.
(3) Information needed by these projects is mostly confidential and requires a lot of paperwork in order to gain access.
(4) The information required by these projects is far greater than that required by any other project related to energy conservation.
(5) The information required by these projects is very vast and sometimes unrelated to the project at hand.
Ans: (D)

42. Which of the following is true in the context of the passage ?
(1) The renewable energy projects are independent of the government budget.
(2) Renewable energy projects require investments for a longer term than a conventional energy project.
(3) Securing finance for renewable energy projects involves a lot of paperwork.
(A) Only (2), (B) Only 1 and 2, (C) Only 2 and 3, (D) Only 1, (E) All 1, 2 and 3
Ans: (B)

43. What, according to the passage, is a drawback of renewable energy projects ‘newness’ ?
(A) The unfamiliarity with the concept of renewable energy amongst the locals.
(B) The low risk factor involved in its implementation attracts entrepreneurs who fail to complete these projects in time.
(C) Too many investors willing to invest in these projects thereby creating confusion.
(D) The absence of well-established links for networking, marketing and financing.
(E) These require minimum paperwork thus there are few or no records of these projects being generated for future reference.
Ans: (D)
Directions—(Q. 44–47) Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used in the passage.

44.
OUTSET: (A) Start, (B) Periphery, (C) Boundary, (D) Culmination, (E) Stage
Ans: (A)

45.
VIABILITY: (A) Technicality, (B) Rigidity, (C) Regularity, (D) Commodity, (E) Feasibility
Ans: (E)

46.
CRITICAL: (A) Grave, (B) Vital, (C) Dangerous, (D) Final, (E) Severe
Ans: (B)

47.
RECOGNIZED: (A) Predictable, (B) Standard, (C) Known, (D) Resembled, (E) Questioned
Ans: (C)
Directions—(Q. 48–50) Choose the word/group of words which is most opposite in meaning to the word/group of words printed in bold as used in the passage.

48.
MITIGATE: (A) Aggravate, (B) Anger, (C) Moderate, (D) Alienate, (E) Alleviate
Ans: (E)

49.
COMPLEX: (A) Plain, (B) Simple, (C) Undisturbed, (D) Compound, (E) Unilateral
Ans: (B)

50.
LIMITED: (A) Boundless, (B) Released, (C) Freed, (D) Seamless, (E) Allowed
Ans: (A)

District co operative Bank Dehradun Uttrakhand, English Sample Practice Paper-21/53

Dear Pls visit to the VIGYAAPANs also??????????????

District co operative Bank Dehradun Uttrakhand, English Sample Practice Paper-21/53

Directions—(Q. 1–15) Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Once upon a time, there lived a herd of elephants at the bottom of the majestic Himalayas. Their leader was a rare white elephant who was an extremely kind-hearted soul. He greatly loved his mother who had grown blind and feeble and could not look out for herself. Each day this white elephant would go deep into the forest in search of food. He would look for the best of fruits to send to his mother through other elephants of the herd. But his mother never received any. This was because the other members of the herd would always eat them up themselve. Each night, when he returned home he would be surprised to hear that his mother had been starving all day. He was absolutely disgusted with his herd. Then one day, he decided to leave them all behind and disappeared in the middle of the night along with his dear mother. He took her to Mount Candorana to live in a cave besides a beautiful lake.

It so happened that one day, when the white elephant was feeding, he heard loud cries. A forester from Benaras had lost his way in the forest and was absolutely terrified. The white elephant told him not to worry as he knew every inch of this forest and could take him to safety. He then lifted him on to his back and carried him to the edge of the forest from where the forester went on his merry way back to Benaras.

On reaching the city, he heard that King’s personal elephant had just died and the King was looking for a new elephant. His heralds were roaming the city, announcing that any man who had seen or heard of an elephant fit for a king should come forward with the information. The forester was very excited and immediately went up to the King and told him about the white elephant that he had seen on Mount Candorana. The King was quite pleased with the information and immediately dispatched a number of soldiers and elephant trainers along with the forester. After travelling for many days, the group reached the lake besides which the elephants resided. They slowly crept down to the edge of the lake and hid behind the bushes. The white elephant was collecting lotus shoots for his mother’s meal and could sense the presence of humans. When he looked up, he spotted the forester and realized that it was he who had led the King’s men to him. He was very upset at the ingratitude but decided not to put up a struggle as many of the men would be killed. And he was just too kind to hurt anyone. So he decided to go along with them to Benaras and then seek a solution to this problem.

On reaching the beautiful city of Benaras, the trainers laid out a feast for their new State elephant but he refused to touch a morsel. He did not respond to any kind of stimuli, be it the fragrant flowers or the beautiful and comfortable stable. He just sat there looking completely despondent. The King was extremely concerned. He offered the elephant food from the royal table and asked him why he grieved in this manner. The white elephant replied that he would not eat a thing until he met his mother back home on Mount Candorana as she must be hungry because she was blind and had no one to feed her and take care of her. He was afraid that she would die. The compassionate King was touched by the elephant’s story and assured him that his soldiers would bring his old mother to the palace as soon as possible. The king kept his promise and his soldiers took good care of his mother as well for as long as she lived. She blessed the kind King with peace, prosperity and joy till the end of his days. In this way the white elephant could serve the king and also enjoy the royal perks at the king’s palace along with his mother.

1. What did the white elephant do when he realised that his mother had been starving even though he had been sending food for her ?
(A) He punished his herd members and told them to leave the jungle
(B) He went to Benaras to report the happenings of the herd to the King
(C) With the help of the King’s soldiers, he got the herd members killed
(D) He and his mother left the herd behind, (E) None
Ans : (D)

2. What did the King do when the forester told him about a white elephant ?
(A) He rewarded the forester with lots of valuables
(B) He sent his soldiers to the forest to bring the white elephant to Benaras
(C) He sent his soldiers to the forest to hunt down the white elephant
(D) He ordered the forester to bring the white elephant to him from the forest, (E) None
Ans : (B)

3. Why did the white elephant’s mother never receive the fruits sent by her son ?
(A) The other members of the herd would eat up the fruits themselves instead of taking them to her
(B) The King’s soldiers blocked her food supply in order to make her weak and capture her to be taken to the King
(C) Because the King would never let any food sent by the white elephant reach his mother
(D) Because the ungrateful forester sold the fruits collected by the white elephant in Benaras, (E) None
Ans : (A)

4. Why was the forester terrified and crying for help in the forest ?
(A) He was scared to see a white elephant, (B) The elephant had lifted him forcefully to his back
(C) He wanted to warn the white elephant against the King’s men, (D) He had lost his way and wanted someone’s help
(E) None
Ans : (D)

5. Why did the white elephant collect food for his mother daily ?
(A) The king did not provide food to the elephant’s mother
(B) All the elephants from the herd refused to collect food for the old mother elephant
(C) The elephant’s mother could not fend for herself
(D) The white elephant’s mother would not accept food from anyone but her son, (E) None
Ans : (C)

6. Why did the white elephant not put up a struggle against the King’s soldiers ?
(A) He did not want anyone to get hurt in the struggle
(B) He was blind and feeble and thus could not put up a struggle
(C) He surrendered as he realised that he would not be able to fight so many soldiers
(D) He feared that the King may kill his mother if he did not go to the palace, (E) None
Ans : (A)

7. Why was the white elephant upset to see the forester alongwith the King’s soldiers ?
(A) He had invited only the forester and not the King’s soldiers to the forest
(B) The king’s soldiers had arrested the forester for concealing the whereabouts of the white elephant
(C) He did not expect such ingratitude from the forester as he had helped him once
(D) The forester, alongwith the soldiers had captured the white elephant’s mother, (E) None
Ans : (C)

8. Why was the white elephant unhappy and refused to eat in the King’s palace ?
(A) He was unhappy with the royal treatment and expected more comforts
(B) He was worried about his mother who was blind and weak
(C) He was protesting against the forester’s ingratitude towards him
(D) The King’s soldiers had injured him and his mother while captivating both of them, (E) None
Ans : (B)

9. Which of the following is TRUE in the context of the passage ?
(A) The forester could never go back to Benaras from the forest
(B) The white elephant’s herd members were co-operative and honest
(C) The forester ultimately became a good friend of the white elephant
(D) The white elephant’s mother was finally left alone in the forest, (E) None is true
Ans : (E)

10. Which of the following best describes the King as mentioned in the passage ?
(A) Ungrateful, (B) Weak & feeble, (C) Dishonest, (D) Sympathetic, (E) Ingenious
Ans : (D)

Directions—(Q. 11–13) Choose the word which is MOST SIMILAR in MEANING to the word printed in bold as used in the passage.

11. DISAPPEARED: (A) Hid, (B) Departed, (C) Escaped, (D) Disintegrated, (E) Strayed
Ans : (C)

12. SPOTTED: (A) Blemished, (B) Experienced, (C) Appeared, (D) Projected, (E) Saw
Ans : (E)

13. STRUGGLE : (A) Hardship, (B) Adversity, (C) Fight, (D) Striving, (E) Argument
Ans : (C)

Directions—(Q. 14–15) Choose the word which is MOST OPPOSITE in MEANING to the word printed in bold as used in the passage.

14. FEEBLE: (A) Strong, (B) Intense, (C) Unbreakeable, (D) Preserved, (E) Substantial
Ans : (A)

15. EDGE : (A) Blunt, (B) Beginning, (C) Indoors, (D) Interiors, (E) Rim
Ans : (D)

Directions—(Q. 16–20) Which of the phrases (A), (B), (C) and (D) given below each sentence should replace the phrase printed in bold in the sentence to make it grammatically correct ? If the sentence is correct as it is given and no correction is required, mark (E) as the answer.

16. If you would have taken the medicine, you could have gone to school today.
(A) If you would take, (B) Had you taken, (C) If you would be taking, (D) If you been taking,
Ans : (B)

17. Earning lots of money is one of the desires which are never satisfied—
(A) which are never satisfy, (B) who are never satisfied, (C) who is never satisfies, (D) which is never satisfied
Ans : (E)

18. The passage was so difficult that I could not comprehend it in the first reading—
(A) as difficult that, (B) so difficult as, (C) as difficult as, (D) very difficult that
Ans : (E)

19. Besides his wife, his children and other relatives also attends the function—
(A) too attends, (B) also attending, (C) also attended, (D) too attending
Ans : (C)

20. Good leaders are always attentive towards his subordinates’ needs
(A) A god leader is, (B) Good leaders is, (C) Some good leader are, (D) All good leaders are
Ans : (A)

Directions—(Q. 21–25) In each question below a sentence with four words printed in bold type is given. These are lettered as (A), (B), (C) and (D). One of these four words printed in bold may be either misspelt or inappropriate in the context of the sentence. Find out the word which is wrongly spelt or inappropriate if any. The letter of that word is your answer. If all the words printed in bold are correctly spelt and also appropriate in the context of the sentence, mark (E) i.e., ‘All correct’ as your answer.

21. He was unable (A) to give satisfactory (B) explanation for his absense (C) from the meeting. (D) All correct (E)
Ans : (C)

22. Much (A) countries are starting to turn (B) their attention (C) to new sources (D) of energy. All correct (E)
Ans : (A)

23. As the ship was sinking (A) fast, the captain (B) gave orders to abandon (C) it immediately. (D) All correct (E)
Ans : (E)

24. The council (A) denied having any hand (B) in the recently (C) unearthed scandle. (D) All correct (E)
Ans : (D)

25. Their (A) has been a series of abductions (B) of young children (C) of the schools in the area. (D) All correct (E)
Ans : (A)

Directions—(Q. 26–30) Rearrange the following six sentences (1), (2), (3), (4), (5) and (6) in the proper sequence to form a meaningful paragraph; then answer the questions given below them—
(1) The man immediately got off the car, slapped the young boy who had thrown the brick and asked him why he did so ?
(2) The boy then requested the driver to help him since he was unable to lift his injured brother alone.
(3) The river stood to watch the young boy push the wheelchair down the road and decided to never repair the dent.
(4) A man was driving down a higway when a brick smashed on the side of his expensive, brand new car.
(5) Moved beyond words, the driver apologised to the young boy and quickly lifted his brother and provided first aid to him.
(6) The boy was in tears and said that he had to do so as no one on the highway had stopped to help his handicapped brother who had slipped from his wheelchair.

26. Which of the folloiwng should be the FIRST sentence after rearrangement ?
(A) 1, (B) 2, (C) 3, (D) 4, (E) 5
Ans : (D)

27. Which of the following should be the SECOND sentence after rearrangement ?
(A) 2, (B) 1, (C) 4, (D) 6, (E) 5
Ans : (B)

28. Which of the following should be the THIRD sentence after rearrangement ?
(A) 1, (B) 2, (C) 3, (D) 4, (E) 6
Ans : (E)

29. Which of the following should be the FOURTH sentence after rearrangement ?
(A) 2, (B) 3, (C) 4, (D) 5, (E) 6
Ans : (A)

30. Which of the following should be the LAST (SIXTH) sentence after rearrangement ?
(A) 1, (B) 2, (C) 3, (D) 4, (E) 5
Ans : (C)

Directions—(Q. 31–40) Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (E). (Ignore errors of punctuation, if any.)

31. Hostility between the (A) / two groups have (B) / increased in the (C) / past few months. (D) No error (E)
Ans : (B)

32. Her class is very special (A) / because it has children (B) / with many different (C) / abilities and skills. (D) No error (E)
Ans : (E)

33. Many peoples were (A) / brought to safety (B) / by the army helicopters (C) / from the flood hit area. (D) No error (E)
Ans : (A)

34. It is difficult to (A) / understand the problems (B) / that the physically challenged people (C) / encounters in their daily life. (D) No error (E)
Ans : (D)

35. I had gone only a little way (A) / down the street (B) / when I realised that (C) / I had not lock the door. (D) No error (E)
Ans : (D)

36. Mammoths were a (A) / species of elephants (B) / who lived millions of years ago (C) / but are now extinct. (D) No error (E)
Ans : (E)

37. The sink is (A) / so dirty that (B) / one needs a very strong (C) / abrasive to cleaning it. (D) No error (E)
Ans : (D)

38. The talks ended (A) / abruptly when on of (B) / the delegate walked (C) / out in protest. (D) No error (E)
Ans : (C)

39. A twenty year old (A) / absconder was caught (B) / in a local restaurant (C) / this morning. (D) No error (E)
Ans : (E)

40. If she will secure more than (A) / 90% marks in the exams (B) / I will give her (C) / a suitable reward. (D) No error (E)
Ans : (A)

Directions—(Q. 41–50) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Findout the appropriate word in each case.

Once upon a time, there was a huge tree on the …(41)… of a river. The tree made a comfortable home for the family of birds who had built their nests on its branch. The birds were living there happily as the tree with its widespread branches provided …(42)… to them from scorching sun and heavy rains.

One day, when the …(43)… was overcast, it rained very heavily. Some monkeys, who were playing nearby the tree, got …(44)… and ran for shelter under the tree. All of them were …(45)… with cold. When the birds saw the monkeys in pitiable condition, one of the birds said, “O Monkeys ! If we can build our nest with small beaks,then why can’t you. By God’s grace, you have two hands and two legs. Why don’t you make a nice shelter for yourselves ?

On hearing this, the monkeys got …(46)… and swore to teach the birds a lesson. They said to themsleves. “These birds are not afraid of the rain or of cold wind. They are living comfortably that is why they are …(47)… us like this. Let the rain stop, we’ll show them how to build home”. As soon as the rain stopped, the monkeys …(48)… up the tree and …(49)… the nests of the birds. They also broke the birds’ eggs and threw the young ones down.

The poor birds flew here and there in misery. They were full of …(50)… for their words and realized that they should not have given advice that was not asked for. Advice should only be given to the learned, the wise and those who ask for it.

41. (A) waters, (B) middle, (C) bank, (D) bottom, (E) inside
Ans : (C)

42. (A) shelter, (B) house, (C) habitat, (D) filter, (E) fruits
Ans : (A)

43. (A) tree, (B) birds, (C) rain, (D) river, (E) sky
Ans : (E)

44. (A) shocked, (B) drenched, (C) drowned, (D) flooded, (E) immersed
Ans : (B)

45. (A) shaking, (B) wet, (C) angry, (D) shivering, (E) soaked
Ans : (D)

46. (A) inspired, (B) sorry, (C) annyed, (D) defensive, (E) tearful
Ans : (C)

47. (A) violating, (B) injuring, (C) drenching, (D) boasting, (E) criticizing
Ans : (E)

48. (A) travelled, (B) climbed, (C) ascended, (D) attacked, (E) mounted
Ans : (B)

49. (A) constructed, (B) occupied, (C) built, (D) destroyed, (E) inhabited
Ans : (D)

50. (A) regret, (B) pride, , (C) pleasure, (D) hatred, (E) revenge
Ans : (A)

GENERAL AWARENESS Sample Practice Paper for District co operative Bank Dehradun, Uttrakhand- 46


GENERAL AWARENESS Sample Practice Paper for District co operative Bank Dehradun, Uttrakhand- 46

1.    Which of the following organisation / agencies is specifically set up to boost overall rural development in India ?
1)RBI  , 2) SIDBI, 3) NABARD  , 4) SEBI, 5) EXIM

2.    Which of the following States has expressed its unhappiness over the agreement on sharing of Testa water between India and Bangladesh? (Agreement was not signed because of the objection)
1) Jharkhand  , 2) Assam, 3) Manipur  , 4) Bihar, 5) West Bengal

3.    Banks in India are regulated under ..........
1) Companies Act, 1956, 2) Banking Regulation Act, 1949
3) Reserve Bank of India Act, 1934,  4) Special powers conferred on the RBI, 5) None

4.    Which of the following countries is a major producer of Jute
1) Pakistan  , 2) Afghanistan, 3) South Africa  , 4) Bangladesh, 5) Sri Lanka

5.    Compilation of data on industrial production in India is done y which of the following agencies / organizations ?
1) National Testing Lab, 2) Reserve Bank of India, 3) Census Commission of India
4) Planning Commission of India, 5) Central Statistics Office

6.    The President of India visited which of the following countries in July 2011 and held discussions with Mr. Lee Myung-bak, the President of the country ?
1) South Korea  , 2) Mongolia, 3) China  , 4) North Korea, 5) Thailand

7.    India is providing financial help to which of the following countries for building a large harbour there named as Kankasanthurai Harbour ?
1) Nepal  , 2) Myanmar, 3) Bangladesh  , 4) Sri Lanka, 5) Vietnam

8.    A Savings Bank Account opened with a commercial bank with zero balance or very minimal balance is known as :
1) Savings Bank - Ordinary Account, 2) Student Savings Bank Account
3) No Frill Account, 4) Current Account, 5) Call Deposit

9.    What does the letter 'R' denote in the abbreviation 'BR Act' which controls banking acitivities in the country ?
1) Reformation ,  2) Regulation, 3) Reporting  , 4) Resolution, 5) Ranking

10.    'Base Rate' in banks is :
    1) Rate of interest payable on demand deposits,     2) Rate of interest payable on fixed deposits
    3) Rate of interest charged by RBI on long term borrowings of Public Sector Banks
    4) Minimum lending rate decided by RBI which shall be adopted by all Public Sector Banks
    5) The minimum interest rate fied by individual banks, below which they cannot lend funds, except cases like Govt, sponsored scheme

11.    Banking Sector will fall under which of the following ?
    1) Agricultural Sector       ,     2) Service Sector,     3) Manufacturing Sector,     4) Industrial Sector,     5) Small Scale Sector

12.    THe Govt, of India has recently added the following currency for allowing Indian companies to raise debts through External Commercial Borrowings
1) EURO  , 2) Dinar,  3) Great Britain Pound, 4) Chinese Yuan, 5) Japanese Yen

13.    A Saving Bank Deposit Account is one where:
    1) The deposits are made only once in a year,     2) Amounts are deposited and are withdrawn as per requirement of the customers
    3) Periodical Fixed amount are deposited monthwie and withdrawal are allowed after a fixed period
    4) The deposits are made once in every month,     5) None

14.    ASBA scheme is related to Purchase of :
1) IPO  , 2) CP, 3) CD  , 4) Tcs, 5) None

15.    Who among the following is the ex-officio Chairman of the Rajya Sabha at present ?
    1) Mrs. Pratibha Patil,     2) Sri Mohammad Hamid Ansari,     3) Dr. Manmohan Singh
    4) Ms. Miera Kumar,     5) Sri L.K. Advani

16.    WHich of the following States at the instance of the Supreme Court of India, has decided to conduct electronic auction of Iron Ore stocks to be allotted to Iron and Steel producers ?
1) Gujarat  , 2) Bihar,m 3) Madhya Pradesh  , 4) Uttar Pradesh, 5) Karnataka

17.    Mobile banking requires :
    1) account with a bank with mobile phone linked to interbank mobile payment service
    2) account with mobile post office
    3) account with bank along with mobile phone linked to international mobile payment service
    4) account with bank and mobile phone linked to interstate mobile payment service
    5) account with bank along with mobile phone linked to interdistrict mobile payment service

18.    Saina Nehwala famous player associated with the game of :
1) Hockey  , 2) Badminton, 3) Golf  , 4) Lawn Tennis, 5) Table Tennis

19.    Who among the following is the Prime Miniter of Japan at present ?
    1) Mr. Yoshihiko Noda,     2) Mr. Naoto Kan,     3) Mr. Abe Shinzo   ,     4) Mr. Yasuo Fukuda,     5) None

20.    Central Drug Research Institute is located in which of the following cities in India ?
1) Jamshedpui  , 2) New Delhi, 3) Jaipur ,  4) Lucknow, 5) Dhanbad

21.    Which of the following books is written by the Classic Russian author Maxim Gorky ?
1) As You Like It  , 2) Lolita, 3) The Mother  , 4) War and Peace, 5) Alice in Wonderland

22.    Summer Olympic of 2016 will be organized is a city in :
1) China  , 2) India, 3) Brazil  , 4) Denmark, 5) South Africa,

23.    WHich of the following terms is NOT used in the game of Hockey ?
1) Bully  , 2) Follow-on, 3) Penalty corner  , 4) Center pass, 5) Scoop

24.    In a bank the following are the usual types of deposit accounts
    1) Savings accounts, electricity accounts and insurance premium accounts
    2) Fixed deposits, Post office savings bank accounts and current deposit accounts
    3) Current accounts, savings bank accounts and term deposit accounts
    4) Loan accounts, savings bank accounts and term deposit accounts
    5) Current bill accounts and term deposit accounts

25.    When a bank dishonours a cheque
    1) it is called settlement of the cheque,     2) it is called withdrawing of the cheque
    3) it is called nullifying of the cheque,     4) it is called trancating of the cheque
    5) it is called return of the cheque unpaid

26.    The latest merger of bank with State bank of India is :
    1) State Bank of Hyderabad,     2) State bank of Indore,     3) State Bank of Saurashtra,     4) State Bank of Travancore,     5) None

27.    Mr. Salva Kur Mayardit has taken over as the President of :
1) Republic of South Sudan, 2) Vietnam ,  3) Myanmar, 4) Libya ,  5) Iraq

28.    The most powerful tool used by the Reserve Bank of India to control inflatin is
    1) Raise interest rates,     2) Reduce interest rates,     3) Raise Currency Supply,     4) Reduce Currency Supply,     5) Raise interest rates and reduce currency supply

29.    Sub Prime Lending which was the root cause for global meltdown in banks during 2008 means :
    1) Bank finance for non-productive activities,     2) Bank finance not properly disclosed in its Balance Sheet
    3) Bank finance in violation to the directives of the Central Bank
    4) Bank finance to fictitious entities
    5) Bank finance who do not qualify for the best market interest rates

30.    Which of the following represents female literacy rate in India  (As per provisional figures of Census 2011)
1) 60% ,  2) 62%, 3) 65%  , 4) 70%, 5) None

31.    Corssing of cheques makes them
    1) Invali document,     2) Inteligible to endorse to a person other than the payee
    3) Remain the same in all respect, it is only a practice
    4) Eligible for payment irrespective of sufficient balance in the account
    5) Ineligible to get cash across the bank counter

32.    NEFT and RTGS in banking terminology speaks of
    1) Various deposit products,     2) Various loan products,     3) Electronic Payment Products within a bank
    4) Electronic Fund Transfer from bank to bank,     5) Cheque Truncation Process

33.    The Head Quarters of the World Bank is located in
1) London ,  2) Paris, 3) New York  , 4) Tokyo, 5) None

34.    Which of the following schemes is lanuched by the Govt. of India only for school children?
1) Kutir Jyoti  , 2) Kishor Jeevan, 3) Aadhaar  , 4) SEWA, 5) None

35.    Which of the following days is observed as 'World Ozone Day'?
1) 10th August ,  2) 16th October, 3) 16th September  , 4) 10th December, 5) 19th January

36.    Which of the following Awards is given by the Govt of Mdhya Pradesh for eexcellence in the field of classical music / dance etc. ?
1) Saraswati Samman, 2) Kalidas Samman, 3) Shanti Swarup Bhatnagar Award, 4) Sahitya Akademi Award, 5) None

37.    The ownership of Public sector banks rests
    1) Wholly with Government of India,     2) Jointly with Government of India and State Bank of India
    3) Wholly with shareholders from the public
    4) Jointly with Government of India and Reserve Bank of India
    5) Jointly with Government of India and shareholders from the public

38.    Which of the Cups / Trophies is associated with the game of Cricket ?
1) Azlan Shah Cup  , 2) Davis Cup, 3) Nehru Gold Cup  , 4) Ranji Trophy, 5) Wimbledon Trophy

39.    Which of the following is the currency of South Korea ?
1) Yen  , 2) Kyat, 3) Won  , 4) Rupee , 5) Ringit

40.    Who among the following is the Railway Minister of India at present ?
    1) Sri Sharad Pawar   ,     2) Sri Virbhadra Singh,     3) Smt. Ambika Soni   ,     4) Sri Dinesh Trivedi,     5) None

41.    WHo among the following was a famour Scientist and is known as the, 'Father of India's Nuclear Programme ?
    1) Dr. Homi J. Bhabha,     2) Dr. Satyendra Nath Bose,     3) Dr. Vikram Sarabhai,
    4) Dr. Satish Dhawan,     5) Dr. C.V. Raman

42.    Which of the following Awards was given to Dr. M. S. Ahluwalia in 2011 by the Govt. of India?
    1) Padma Vibhushan   ,     2) Padmashree,     3) Bharat Ratna   ,     4) Man of the Year,     5) Man of the Decade

43.    Which of the following awards is given to Dr. Harish Hande and Ms. Nileema Mishra recently ?
    1) Ramon Magsaysay,     2) Booker Prize,     3) Golden Pen Award,     4) Mercy Ravi Award,     5) Sangeet Natak Akademi Award

44.    Which of the following pacts / agreement will allow agfhanistan to sell its goods in India without paying any tax ?
    1) SAFTA   ,     2) Free Market Agreement,     3) Most Favoured Nation Pact
    4) Agreement for Direct Foreign Investment,     4) Agreement to help Least Developed Countries

45.    Non performing assets mean .................
    1) the assets have stopped giving losses to a bank,     2) the assets have stopped giving capital to a bank
    3) the assets have stopped giving income to a bank,     4) the assets have stopped giving income and expenses to a bank
    5) the assets have stopped giving expenses to a bank

46.    Which of the following banks in India has maximum number of branches and ATMs in India ?
    1) IDBI Bank   , 2) Bank of India,     3) Punjab National Bank,     4) ICICI Bank,     5) State Bank of India

47.    EFT means :
    1) Effective Funds Transfer,     2) Efficient FUnds Transfer,     3) Easy Funds Transfer
    4) Elecronic Funds Transfer,     5) Electric FUnds Transfer

48.    UNESCO is an organization working in the field of
    1) Social Welfare,     2) Protecting interest of prisoners of war,     3) Framing international laws
    4) International Collaboration through education, culture and science,     5) Protecting children's right

49.    If a cheque is post dated
    1) bank on whom it is drawn will not honour the cheque before the date of the cheque
    2) bank on whom it is drawn has to honour the cheque before the date of the cheque
    3) bank on whom it is drawnhas the option to honour the cheque before the date of the cheque or not
    4) bank on whom it is drawn has to refer to RBI to bonour the cheque before the date of the cheque
    5) bank on whom it is drawn has to reer to the court to honour the cheque before the date fo the cheuqe

50.    Which of the following countries is a Member of G-8?
1) Iran  , 2) Turkey, 3) France  , 4) Brazil, 5) China

ANSWERS:
  1) 3    2) 5   3) 2    4) 4    5) 5    6) 1    7) 4    8) 3    9) 2    10) 5 
11) 4    12) 4   13) 2    14) 1    15) 2    16) 5    17) 1    18) 2        19) 1    20) 4 
21) 3    22) 3    23) 2    24) 3        25) 5    26) 2    27) 1    28) 1    29) 5   30) 3     
31) 2    32) 4    33) 5    34) 5    35) 3    36) 2       37) 4    38) 4    39) 3    40) 4
41) 1    42) 1        43) 1    44) 1    45) 3    46) 5    47) 4    48) 4    49) 1    50) 3  

GENERAL AWARENESS Sample Practice Paper for RBI