General Awareness Practice Sample Peper for Clerical and PO Papers

Q1. Fixed Deposit also called as .........?
(1) Term Deposit (2) Steer Deposit (3) Validity Deposit (4) No Cancel Deposit (5) Inter Deposit

Q2. Credit Creation means .........?
(1) giving loans after cancellation of old loan (2) giving more and more loans to BPL families
(3) to expand deposits through expanding their loans and advances
(4) to provide more loans to government employees without rate of interest (5) All of above

Q3. The best alternative banking service to branch banking to be the part of Financial Inclusion?
(1) Establishment of small branches (2) Setup ATMs
(3) Issuing of ATM cards (4) Giving Credit Cards (5) Mobile banking

Q4. Central Bank of India has tie up with .......... to promote vocational training amongst the youth.
(1) National Skill Deemed Corporation (NSDC) (2) National Steamed Development Corporation (NSDC)
(3) National Skill Development Corporation (NSDC) (4) Notional Skill Development Corporation (NSDC)
(5) None

Q5. Overdraft facility means .........?
(1) bank account holders to have a facility to take draft having denomination more than the minimum balance they maintain
(2) facility that allows bank to charge more draft charges if they issue drafts having more value than Rs.1,00,000
(3) the account holder can take more than one draft in a day in the same branch by paying few charges
(4) rural Banks can take more loan than allowed by the RBI from world bank in the month of March every year
(5) facility that allows bank account holders to have a negative balance on their bank accounts and pay rate of interest on the excess amount used

Q6. Which among the following measures can not be taken by the government to tackle the inflation?
(1) Financing the areas, where the production of the goods is less (2) Fixing the MRP of major products to be bought
(3) Asking RBI to mint the new currency (4) Banning the export of goods (5) None

Q7. Increase in deposit rate results .........?
(1) lower savings (2) lower investments (3) increase bank branches (4) increase savings (5) none
Q8. Under Marginal Standing Facility ( MSF) the banks are allowed to borrow up to one percent of their total ......... ?
(1) Deposit base (2) Lending (3) Equity (4) Margins (5) NPA

Q9. After ONGC, IOC, SAIL and NTPC ......... got Maharatna status?
(1) CIL (2) BHEL (3) BP (4) RIL (5) RBI

Q10. Gangadhar Pradhan is an exponent in ......... dance?
(1) Kuchipudi (2) Kathak (3) Bihu (4) Bharata Natyam (5) None

Q11. ......... is used in the banking terminology?
(1) Stock (2) Bear (3) Listing (4) Open Market Operations (5) Settlement Day

Q12. Current Account details are given. Pick the wrong one?
(1) Generally the businessman having the more transactions opt this account
(2) No rule is there to prohibit to allow the individual to take this account
(3) The highest rate of interest paid on this account compare to other accounts
(4) Any number of transactions can be done (5) No interest or least interest is paid on this account

Q13. Appreciation of money means .........
(1) A hike in the price of money due to general fall in the price level.
(2) A hike in the price of money due to general increase in the price level.
(3) A reduction in the price of money due to general fall in the price level.
(4) Absence of the price of money due to general fall in the price level. (5) None

Q14. A Peak of Lies written by ......... ?
(1) Urmila Deshpande (2) Karan Singh (3) Kushwant Singh (4) Chetan Bhagath (5) R.K.Narayan

Q15. In the given list of the days which is wrongly matched one?
(1) 31 May- World No Tobacco Day (2) 13 April- Jallianwallah Bagh Massacre Day
(3) 24 March - World TB Day (4) 2 April- All Fools Day (5) None

Q16. Find the wrong abbreviation?
(1) CVC-Central Vision Commission (2) CEC- Central Election Commission
(3) CAG-Comptroller and Auditor General (4) IBA-Indian Banks' Association
(5) IBPS-Institute of Banking Personnel Selection

Q17. ICC committee recommended the most controversial DRS in all cricket international matches in the coming days. DRS means......... .?
(1) Decision Roll System (2) Decision Revision System, (3) Deal Review System, (4) Decision Review System, (5) Dual Revision System

Q18. The Financial Literacy includes ..........?
(1) How to use the limited funds carefully (2) How to invest the funds (3) How to minimize the risk arisen
(4) How to reinvest the money earned (5) All of above

Q19. Which of the following is not amongst the core industries/sectors ?
(1) Coal (2) Service sector (3) Crude oil (4) Power (5) Steel

Q20. ‘FBTR’ is a term/abbreviated name related to the area of—
(1) Nuclear Power (2) Agriculture (3) Economy (4) Medical Science (5) Sports

Q21. N. K. P. Salve Challenger Series is a tournament associated with which of the following games ?
(1) Hockey (2) Football (3) Cricket (4) Lawn Tennis (5) Badminton

Q22. ‘Irani Trophy’ is associated with—
(1) Hockey (2) Badminton (3) Football (4) Lawn Tennis (5) Cricket

Q23. ‘‘The Bridge–The Life and Rise of Barack Obama’’, is a book written by—
(1) Cynthia Tucker (2) Sarah Palin (3) Barbara Walters (4) Michelle Obama (5) David Remnick

Q24. Human Rights Day is observed on which of the following dates ?
(1) December 15^th (2) December 20^th (3) December 10^th (4) November 15^th (5) November 20th

Q25. Which of the following terms is not used in the field of banking and finance ?
(1) Blue chip companies (2) Commercial paper (3) Hedge (4) Premium Bonds (5) Wobbe Index

Q26. Which of the following prizes/award is not given for excellence in literature ?
(1) Murtidevi Award (2) Arjuna Award (3) Vyas Samman (4) Pulitzer Prize (5) Saraswati Samman

Q27. Which of the following schemes is not launched by the Govt. of India ?
(1) Mid Day Meal Scheme (2) Rural Health Mission (3) Programme for Control of Blindness (4) Jeevan Anurag, (5) ASHA

Q28. Which of the following is a famous Pharma Company in India ?
(1) HCL (2) BPCL (3) IDPL (4) Infosys Technology (5) Grasim Industries

Q29. The Largest commercial bank in India?
(1) RBI (2) SBI (3) ICICI Bank (4) PNB (5) HDFC Bank

Q30. The origin of the State Bank of India goes back to the first deca-de of the nineteenth century with the establishment of?
(1) Bank of Calcutta (2) Bank of Bengal (3) Bank of Bombay, (4) Bank of Madras (5) None

Q31. Which bank came into existence in 1921 when three banks namely Bank of Bengal(1806), Bank of Bombay (1840) & Bank of Madras(1843) were reorganized and amalgamated to form a single banking entity?
(1) Imperial Bank of India (2) State Bank of India (3) Reserve Bank of India (4) Punjab National Bank (5) None

Q32. SBI act was passed in Parliament in?
(1) 1935 (2) 1949 (3) 1955 (4) 1969 (5) 1980

Q33. The State Bank of India was constituted on?
(1) 1 April 1935 (2) 1 January 1949 (3) 1 July 1955 (4) 1 September 1956 (5) None

Q34. At present, the number of associate banks of SBI?
(1) 5 (2) 6 (3) 7 (4) 8 (5) None

Q35. Which bank was merged with SBI in 2008?
(1) State Bank of Travancore (2) State Bank of Patiala (3) State Bank of Mysore
(4) State Bank of Indore (5) State Bank of Saurashtra

Q36. Which bank was merged with SBI in 2010?
(1) State Bank of Travancore (2) State Bank of Patiala (3) State Bank of Mysore
(4) State Bank of Indore (5) State Bank of Saurashtra

Q37. The first associate bank of SBI?

(1) State Bank of Travancore (2) State Bank of Patiala (3) State Bank of Mysore
(4) State Bank of Indore (5) State Bank of Hyderabad

Q38. SBI Life Insurance is a joint venture between State Bank of India and?
(1) ABN Amro Bank (2) Deutsche Bank (3) Life Insurance Corporation (LIC)
(4) American International Group (AIG) (5) BNP Paribas Assurance

Q39. SBI General Insurance is a joint venture between State Bank of India and?
(1) American International Group (AIG) (2) Insurance Australia Group (IAG)

(3) BNP Paribas (4) General Insurance Corporation (5) None

Q40. SBICI Bank (a Private Sector Bank) is wholly owned subsidiary of?
(1) ICICI Bank (2) HDFC Bank (3) RBI (4) IDBI Bank (5) None

Q41. The government passed the State Bank of India (Subsidiary Banks) Act in?
(1) 1934 (2) 1949 (3) 1955 (4) 1959 (5) None

Q42. Which of the following taglines is not associated with SBI?
(1) With you all the way (2) Pure banking nothing else (3) The Banker to every Indian
(4) The Nation banks on us (5) India's International Bank

Q43. Which bank became the State Bank of India in 1955?
(1) General Bank of India (2)Bank of Hindustan (3) Imperial Bank of India (4) Federal Bank of India, (5) None

Q44. Which of the following pairings is not correct? (Banks & Head Offices)?
(1) State Bank of Bikaner & Jaipur – Jaipur (2) State Bank of Hyderabad - Hyderabad
(3) State Bank of Mysore – Mysore (4) State Bank of Patiala - Patiala
(5) State Bank of Travancore - Thiruvananthapuram

Q45. Which of the following banks is/are 100 per cent owned by SBI?
(1) State Bank of Travancore (2) State Bank of Hyderabad and State Bank of Patiala
(3) State Bank of Mysore (4) State Bank of Bikaner and Jaipur
(5) State Bank of Indore and State Bank of Saurashtra

Q46. The largest Associate Bank of State Bank of India?
(1) State Bank of Hyderabad (2) State Bank of Bikaner and Jaipur
(3) State Bank of Mysore (4) State Bank of Patiala (5) State Bank of Travancore

Q47. Which of the following rural banks is sponsored by State Bank of India?
(1) Andhra Pragathi Grameena Bank (2) Andhra Pradesh Grameena Vikas Bank
(3) Deccan Grameena Bank (4) Chaitanya Godavari grameena Bank (5) None

Q48. Which among the following acquired the RBI's stake in SBI in 2007?
(1) IDBI Bank (2) ICICI Bank (3) Government of India (4) Life Insurance Corporation (5) None

Q49. SBI Card is a joint venture between State Bank of India and
(1) Standard Chartered (2) Hongkong and Shanghai Banking Corporation(HSBC)
(3) ABN Amro Bank (4) BNP Paribas (5) GE Capital

Q50. The Commercial Bank of India LLC, Moscow, a 60:40 joint venture of the State Bank of India and?
(1) Punjab National Bank (2) Corporation Bank (3) Bank of India (4) Canara Bank (5) Central Bank of India

General Awareness: 1)1, 2)3, 3)5, 4)3, 5)5, 6)3, 7)4, 8-1, 9-1, 10-2, 11-4, 12-3, 13-1, 14-1, 15-4, 16-1, 17-4, 18-5, 19- (5), 20- (1), 21- (3), 22 (5), 23 (5), 24 (3), 25 (5), 26 (2), 27 (5), 28 (3), 29-2, 30- 1, 31-1, 32-3, 33-3, 34-1, 35-5, 36-4, 37-5, 38-5, 39-2, 40-5, 41-4, 42-5, 43-3, 44-3, 45-2, 46-1, 47-2, 48-3, 49-5, 50-4,